Yes, both EU and non-EU citizens can legally purchase property. However, you’ll need a NIE number (Foreigner Identification Number) to complete the purchase.

In addition to the purchase price, expect 10–15% extra for taxes (e.g. transfer tax or VAT), notary fees, legal fees, and land registry costs.

It’s not legally required, but it is strongly recommended to hire an independent lawyer to carry out due diligence and protect your interests. This helps you avoid legal or financial issues, especially when buying in a foreign country. We work with a trusted legal partner with many years of experience in Spanish property law, and we’re happy to connect you for expert, reliable support throughout the process.

Yes, most Spanish banks offer mortgages to non-residents, usually up to 60–70% of the property’s value. The process can differ depending on your country of residence and financial profile. We can connect you with a reliable and experienced mortgage advisor to help you find the best option and guide you through the process with confidence.

Yes, in many cases it’s still possible to obtain a rental license — but it depends on the location and type of property. Some areas, particularly along the coast or in larger cities, have introduced certain restrictions or temporarily paused new licenses. Always check with us before purchasing with rental intentions.

Yes. Non-residents must declare rental income and pay tax in Spain. If you're a resident of an EU or EEA country, you'll generally pay 19% tax and may deduct certain allowable expenses. If you're from outside the EU/EEA, the tax rate is typically 24%, and deductions are not usually permitted.

Many foreign owners hire property managers to handle bookings, guest communication, maintenance and legal compliance.